Smart Finance for Smart Small Businesses.
^{_{Just Solution Based Lending} _{That Works.}}

At Smartloans, we help small business owners across the Gold Coast and Australia get access to smarter, faster, and easier lending, whether it’s for your business, your home, or your next personal move.

We know you’ve got a lot on your plate, running your business, juggling life, trying to build something that lasts. That’s where we come in.

Let’s Chat

Hey, I’m Georgiana Smith

I’m the Founder and CEO of Smartloans, A Independant Finance Brokerage i started in 2016 on the Gold Coast QLD after spending 12 years with a major bank and learning how to navigate the lending space I wanted to better service my clients with more Smart loan options, no bank jargon and a easy process for Busy workers, professionals and business owners.

🙌 Our Mission

To empower Australians with clear, simple, and smart finance solutions that:
💰 Unlock property equity to grow wealth
🏡 Turn home loans into long-term freedom tools
⚡ Simplify finance and eliminate confusion
🌏 Create time, location, and financial freedom
We make finance make sense so you can make moves that matter.

🚀 Our Vision

To help hardworking Australians break free from financial stress and use what they already have, their equity to build wealth, security, and freedom that lasts.
We’re on a mission to show that financial freedom isn’t reserved for the wealthy, it’s achievable for everyday Aussies who want more from life.

💥 Our Values

💬 Transparency — No bank jargon. No smoke and mirrors. Just honest advice.
🧠 Education — Because informed clients make empowered decisions.
💪 Freedom — Every decision we help you make gets you closer to a life on your terms.
🏠 Real Results — We don’t talk theory, we help you get tangible outcomes that grow your wealth.

WHAT WE DO
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✅ BUSINESS LENDING

• Vehicle & equipment loans
• Unsecured business cash flow
• Low doc & alt doc lending
• Invoice finance
• Working capital
• Refinance or restructure

🏠 HOME & SMSF LENDING

✅ First home or next home
✅ Investment property
✅ Equity release
✅ First home or next home
✅ Investment property
✅ Equity release

💳 PERSONAL LENDING

• Debt consolidation
• Car, caravan & boat loans
• Travel loans
• Wedding or lifestyle finance

WHY CHOOSE US?

✔️ As a small business ourselves, we truly understand your challenges.
✔️ Solutions come first — excuses aren’t part of our process.
✔️ From application to approval, you’ll have guidance every step of the way.
✔️ Your best interests come first — not the banks’.
✔️ Gain access to 40+ lenders, including those who say yes when others say no.

      
 5.0
 5.0
 Top Rated Service
   Verified by Trustindex   Top Rated Service
   5.0 Excellent rating Last 12 months 
  New reviews collected regularly Recent review activity detected 
  Responds to customer reviews 96% response rate within 48 hours 
  Verified by Trustindex Based on real customer reviews Learn more 
 
 
 
 
 
 
 
   
 
 
      Posted on Google  
   
   Tania Jones 
 18 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Georgiana was there for us every step of the way! She was incredibly supportive, knowledgeable, and always prompt with her communication. She made the entire process smooth and stress-free, and we’re so grateful for all her help. Thank you so much, Georgiana, for helping make the whole experience such a success!
  
 
     Posted on Google  
   
   Jake Coulson 
 15 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Georgiana was amazing to deal with when it came time to refinance our house for renovations.

Efficient, no hassles would highly recommend.
  
 
     Posted on Google  
   
   Lee Payne 
 18 June 2026
 
 
 Trustindex verifies that the original source of the review is Google. Georgiana thank you so much for helping our family.  Your attitude, experience and commitment was awesome.  Will be recommending Smartloans to everyone we know.

You took the iniative to reduce our interest rate and save us $3250 a year.
  
 
     Posted on Google  
   
   Craig Mealin 
 15 May 2026
 
 
 Trustindex verifies that the original source of the review is Google. Georgiana has a wealth of knowledge and made the process of getting a home loan smooth. Found the right product for us with great advice along the way.
  
 
     Posted on Google  
   
   Vivian Fekete 
 28 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. Smartloans has assisted me with all my home loan processes, including my most recent mortgage refinancing, and Georgiana has been absolutely amazing helping me with all my queries and concerns. I highly recommend her services!
  
 
     Posted on Google  
   
   Donna Wise 
 14 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. Georgiana from Smart Loans has been an incredible support in helping me secure multiple investment property loans to date. Each time, she has consistently handled everything with professionalism, efficiency, and a genuine commitment to getting the best outcome.

Georgiana gets things across the line, even when challenges arise. I’ll definitely continue working with her moving forward and highly recommend her to anyone looking for a reliable and knowledgeable lending broker.
  
 
     Posted on Google  
   
   Adam 
 2 March 2026
 
 
 Trustindex verifies that the original source of the review is Google. Georgie has been amazing for me and my partner. We were with a traditional bank originally and she has been a massive level up, helping us get all our approvals sorted through Christmas and new years. Messaging and emailing on Christmas and boxing day events. Highly reccomend if you want someone who is motivated to help and will get back to you quickly always. She has helped us with our first 2 investments in the past 2 months.
  
 
     Posted on Google  
   
   Sam Wright 
 18 February 2026
 
 
 Trustindex verifies that the original source of the review is Google. We went into this not knowing anything and Georgie made everything simple and easy to understand. She was patient and very quick to respond to any questions, we’ll definitely be using them again and can’t recommend them enough.
  
 
     Posted on Google  
   
   Chris stojanovic 
 15 February 2026
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend my broker Georgie from Smartloans who organised my new car loan. The whole process was smooth and stress-free from start to finish.

She clearly explained my options, kept me updated the entire time, and found a loan that suited my budget rather than just the fastest approval. All the paperwork was handled efficiently and I always felt supported and informed.

Thanks to her professionalism and great communication, my loan was approved quickly and I was able to pick up my new car without any hassle. I would happily use Georgie's services again and recommend her to anyone needing a loan.
  
 
     Posted on Google  
   
   Joshua Simpson 
 10 February 2026
 
 
 Trustindex verifies that the original source of the review is Google. Georgie was amazing, she made this application so simple and I had approval within 48hrs, I couldn't recommend Georgie any more highly for your financial needs