Smart Finance for Smart Small Businesses.
Just Solution Based Lending That Works.

At Smartloans, we help small business owners across the Gold Coast and Australia get access to smarter, faster, and easier lending, whether it’s for your business, your home, or your next personal move.

We know you’ve got a lot on your plate, running your business, juggling life, trying to build something that lasts. That’s where we come in.

Hey, I’m Georgiana Smith

I’m the Founder and CEO of Smartloans, A Independant Finance Brokerage i started in 2016 on the Gold Coast QLD after spending 12 years with a major bank and learning how to navigate the lending space I wanted to better service my clients with more Smart loan options, no bank jargon and a easy process for Busy workers, professionals and business owners.

🙌 Our Mission

To empower Australians with clear, simple, and smart finance solutions that:
💰 Unlock property equity to grow wealth
🏡 Turn home loans into long-term freedom tools
⚡ Simplify finance and eliminate confusion
🌏 Create time, location, and financial freedom
We make finance make sense so you can make moves that matter.

🚀 Our Vision

To help hardworking Australians break free from financial stress and use what they already have, their equity to build wealth, security, and freedom that lasts.
We’re on a mission to show that financial freedom isn’t reserved for the wealthy, it’s achievable for everyday Aussies who want more from life.

💥 Our Values

💬 Transparency — No bank jargon. No smoke and mirrors. Just honest advice.
🧠 Education — Because informed clients make empowered decisions.
💪 Freedom — Every decision we help you make gets you closer to a life on your terms.
🏠 Real Results — We don’t talk theory, we help you get tangible outcomes that grow your wealth.

WHAT WE DO
We’re your one-stop finance team for:

refinance-BUSINESS LENDING

01

✅ BUSINESS LENDING

• Vehicle & equipment loans
• Unsecured business cash flow
• Low doc & alt doc lending
• Invoice finance
• Working capital
• Refinance or restructure

02

🏠 HOME & SMSF LENDING

✅ First home or next home
✅ Investment property
✅ Equity release
✅ First home or next home
✅ Investment property
✅ Equity release

home-smsf-lending
PERSONAL-LENDING

04

💳 PERSONAL LENDING

• Debt consolidation
• Car, caravan & boat loans
• Travel loans
• Wedding or lifestyle finance

04

WHY CHOOSE US?

✔️ As a small business ourselves, we truly understand your challenges.
✔️ Solutions come first — excuses aren’t part of our process.
✔️ From application to approval, you’ll have guidance every step of the way.
✔️ Your best interests come first — not the banks’.
✔️ Gain access to 40+ lenders, including those who say yes when others say no.

A-Guide-for-Property-Investors
Google star 1Google star 2Google star 3Google star 4Google star 55.0
5.0Google star 1Google star 2Google star 3Google star 4Google star 5
Top Rated Service
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Posted on Google Google
Lee Payne profile picture
Lee Payne
18 June 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Georgiana thank you so much for helping our family. Your attitude, experience and commitment was awesome. Will be recommending Smartloans to everyone we know. You took the iniative to reduce our interest rate and save us $3250 a year.
Posted on Google Google
Craig Mealin profile picture
Craig Mealin
15 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Georgiana has a wealth of knowledge and made the process of getting a home loan smooth. Found the right product for us with great advice along the way.
Posted on Google Google
Vivian Fekete profile picture
Vivian Fekete
28 April 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Smartloans has assisted me with all my home loan processes, including my most recent mortgage refinancing, and Georgiana has been absolutely amazing helping me with all my queries and concerns. I highly recommend her services!
Posted on Google Google
Donna Wise profile picture
Donna Wise
14 April 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Georgiana from Smart Loans has been an incredible support in helping me secure multiple investment property loans to date. Each time, she has consistently handled everything with professionalism, efficiency, and a genuine commitment to getting the best outcome. Georgiana gets things across the line, even when challenges arise. I’ll definitely continue working with her moving forward and highly recommend her to anyone looking for a reliable and knowledgeable lending broker.
Posted on Google Google
Adam profile picture
Adam
2 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Georgie has been amazing for me and my partner. We were with a traditional bank originally and she has been a massive level up, helping us get all our approvals sorted through Christmas and new years. Messaging and emailing on Christmas and boxing day events. Highly reccomend if you want someone who is motivated to help and will get back to you quickly always. She has helped us with our first 2 investments in the past 2 months.
Posted on Google Google
Sam Wright profile picture
Sam Wright
18 February 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We went into this not knowing anything and Georgie made everything simple and easy to understand. She was patient and very quick to respond to any questions, we’ll definitely be using them again and can’t recommend them enough.
Posted on Google Google
Chris stojanovic profile picture
Chris stojanovic
15 February 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I highly recommend my broker Georgie from Smartloans who organised my new car loan. The whole process was smooth and stress-free from start to finish. She clearly explained my options, kept me updated the entire time, and found a loan that suited my budget rather than just the fastest approval. All the paperwork was handled efficiently and I always felt supported and informed. Thanks to her professionalism and great communication, my loan was approved quickly and I was able to pick up my new car without any hassle. I would happily use Georgie's services again and recommend her to anyone needing a loan.
Posted on Google Google
Joshua Simpson profile picture
Joshua Simpson
10 February 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Georgie was amazing, she made this application so simple and I had approval within 48hrs, I couldn't recommend Georgie any more highly for your financial needs
Posted on Google Google
terry Beanland profile picture
terry Beanland
10 December 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
+0
Totally seamless experience and professional service by someone who understands self employment and time demands. Thanks Again.
Posted on Google Google
Jade H profile picture
Jade H
9 December 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Miracle worker twice helping me aquire a home loan and then consolidate when multiple brokers said it couldn’t be done. Don’t even bother with anyone else!
client-meetings-smartloans

We’re here to help!
Book a free Strategy Call.

Scroll to Top
BOOK A DISCOVERY CALL