Helping Everyday Aussies Turn Equity Into Freedom
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Our Services

Whether you’re buying, refinancing or investing through your super — we’ve got the strategy, the lenders and the no-fluff advice to make it happen.
✅ First home | ✅ Refinance | ✅ SMSF loans | ✅ Equity access | ✅ Guarantor loans

Cash flow tight? Equipment to buy? Clients slow to pay? We help Gold Coast businesses get fast, no-nonsense funding to keep things moving.
✅ Car & truck loans | ✅ Equipment | ✅ Invoice finance | ✅ Working capital

From debt consolidation to dream holidays, we offer simple personal loans tailored to your goals — without the bank drama.
✅ Car loans | ✅ Travel | ✅ Debt consolidation | ✅ Caravan & marine
Let’s Find the Right Loan for You

Meet Georgiana Smith, Founder & CEO
I’m Georgie, mortgage broker, property investor, and proud freedom builder.
After 12 years working in a major bank, I saw too many hardworking Aussies getting stuck — drowning in debt, missing opportunities, and feeling like financial freedom was out of reach.
So in 2016, I founded Smartloans on the Gold Coast to change the game.
I’ve personally lived the journey from debt to financial stability, from my first property to multiple investments, renovations, and granny flats. I’ve walked the path I now help my clients take.
Today, Smartloans helps everyday Australians; tradies, nurses, business owners, and families unlock their property equity and start building long-term wealth without the stress or jargon.
This isn’t about just getting a loan.
It’s about designing a life that gives you time, choice, and freedom.







